Privacy Policy

1. Introduction

This Privacy Policy describes how PayGati (www.paygati.in) collects, uses, stores, and protects information when you access or use our website, products, and services (“Services”). By using PayGati, you agree to this Policy and our Terms of Service.

2. Information We Collect

• Personal Information: Name, email address, mobile number, business details, and other data you submit when registering or contacting us.
• Technical Data: IP address, browser type, device ID, OS version, pages visited, and usage statistics.
• Transaction Data: When you use our UPI or QR services, we store limited metadata necessary for record-keeping (not payment details).
• Cookies and Similar Technologies: We use cookies to enhance user experience, analyze traffic, and remember preferences.

3. How We Use Your Information

• To create and manage accounts and deliver Services.
• To process transactions and generate QR codes or receipts.
• To communicate with you regarding service updates and support.
• To improve our platform functionality, security, and user experience.
• To comply with legal and regulatory requirements.

4. Information Sharing & Disclosure

• We do not sell or rent your personal data.
• We may share data with trusted partners or service providers solely for operational purposes (e.g., cloud hosting, email delivery, KYC validation).
• We may disclose information to law enforcement if required by law or to protect PayGati’s legal rights.

5. Data Storage and Security

Your data is stored on secure servers with modern encryption and firewall protection. We apply industry-standard practices to prevent unauthorized access or loss of information. However, no system is 100% secure — you agree to use our Services at your own risk.

6. Your Rights

• Request access, correction, or deletion of your personal data.
• Withdraw consent for marketing communication at any time.
• Request information on how your data is processed and stored.
• Contact us for assistance at support@paygati.in.

7. Cookies Policy

We use cookies and local storage to remember user preferences, authenticate sessions, and analyze traffic. You may disable cookies via your browser settings, but some features may not function properly without them.

8. Third-Party Services

PayGati may contain links to third-party sites or integrations (e.g., UPI apps or merchant platforms). We are not responsible for their privacy practices or content. Review each provider’s policy before engaging their services.

9. Policy Updates

This Privacy Policy may be updated periodically to reflect changes in law or our operations. The latest version will always be available at https://paygati.in/Policy. Continued use after updates signifies your acceptance.

10. Contact Us

For questions, concerns, or data requests, please contact:

Email: support@paygati.in
Website: www.paygati.in